You have savings, but no investment plan
You have worked hard and put money aside. You know it should be doing more, but you are unsure what your first move should be.
For Malaysian women starting from zero
You Have Worked Hard to Save. Now Learn How to Grow Your Money.
If you have money in the bank but no idea how investing works, this free live masterclass will show you a clear and manageable place to begin.
Learn with former fund managers Deborah Choong and Wei Zhi Chin, in language made for a complete beginner.
Date
Time8:00 PM to 9:30 PM MYT
WhereLive on Zoom
Learn before you chooseMake your first decision with confidence
15+ yearsDeborah's market experience
10+ yearsWei Zhi's investing experience
Local + globalProfessional market experience
Beginner firstClear, everyday explanations
Does this sound like you?
You know your money should grow. You just need someone to show you where to begin.
This class was created for women who are responsible with money, but completely new to investing.
You want more security for your family
You want to grow your money over time, without having to monitor investments or follow financial news every day.
You are cautious because this is all new
You may have watched a few videos or opened an app, but you still worry about choosing the wrong place or making an expensive mistake.
You want to understand your own money
You want to make informed decisions for yourself, instead of depending completely on someone else to tell you what to do.
Why starting can feel difficult
The problem is not that you are bad with money.
You have been asked to make too many unfamiliar decisions at the same time. Where to start. What to choose. Which fees matter. How much risk feels right.
You do not need more scattered advice. You need a simple order to follow.
Am I financially ready?How much do I need?Where do I begin?What if I lose money?How do I avoid the wrong platform?What should I check first?
Introducing your simple first-step framework
The First RM100 Investment Plan
Check. Choose. Start.
A beginner-friendly process that helps you answer one important question: What is the right next step for me?
1Check
Check whether you are ready
Understand the money you need for emergencies, family commitments and near-term expenses before you invest.
- Your emergency savings
- Your upcoming commitments
- Your timeframe and comfort with risk
2Choose
Choose with confidence
Learn what an ETF is, why diversification matters, which fees to notice and what to examine so you can compare platforms with greater confidence.
- One stock compared with an ETF
- Local and global market exposure
- Platform costs and important checks
3Start
Start at your own pace
Identify a sensible next move based on your own finances, whether that means preparing first or beginning with a manageable amount.
- A next step you understand
- An amount you can comfortably afford
- A long-term habit you can maintain
Your right first step may be to invest. It may also be to prepare your finances first.Both are valid outcomes. Starting does not mean rushing. It means knowing what to do next and why.
What you will understand in 90 minutes
Walk away with a clear first investment plan.
You will not leave with a list to copy or a promise of guaranteed returns. You will leave with a clearer understanding of what to check, what to compare and what your own next step could be.
Save my seat- Why cash can lose purchasing power to inflation
- The difference between saving and long-term investing
- How an ETF differs from buying one company
- How Malaysians can explore global investments
- Which fees beginners often overlook
- What to check when evaluating a platform
- How to decide whether you are ready
- What your next sensible step could be
One important idea, made simple
So, what exactly is an ETF?
ETF stands for exchange-traded fund. Think of it as one basket that can hold many investments.
Instead of placing all your money into one company, a diversified ETF may spread your exposure across many companies, industries or countries.
The masterclass helps you understand this investment option before deciding whether it belongs in your financial plan.
Important: ETFs can rise and fall in value. Diversification can spread risk, but it cannot remove all investment risk.
Your moneyRM
ONE ETF
CompaniesIndustriesCountriesMarkets
A simple five-year example
Why Look Beyond Malaysia?
Keeping every investment in one country means your future depends on one market and one economy. Looking globally can give you access to more companies, industries and opportunities.
Malaysia14.8%FTSE Bursa Malaysia KLCI
VS
United States70.4%S&P 500
Five-year price-index change shown in the supplied market snapshots, captured 4 August 2026.
This is not a prediction that the US will always perform better.
It is a past example of why looking beyond one familiar market can give you more options. A global portfolio may include the US as well as other countries and markets.
This is for you if
You want to understand before you act.
- You have savings but have not started investing.
- You want to begin with a manageable amount.
- You want a long-term approach that fits a busy life.
- You want experienced guidance without being talked down to.
- You want more confidence in your own financial decisions.
This may not be for you if
You want a quick answer to copy.
- You expect guaranteed returns.
- You want someone to tell you exactly where to put your money.
- You are looking to make money quickly.
- You plan to invest money needed for immediate expenses.
Learn from women who evaluated investments professionally
Meet your guides
Clear education from two former fund managers with experience across Malaysian and international markets.
Former fund manager and analyst
Deborah Choong
15+ years in local and international equities
Deborah has spent more than 15 years studying companies and understanding financial markets. She believes financial knowledge can give women greater safety, stability and choice in their lives.
Former fund manager
Wei Zhi Chin
10+ years across local and international markets
After years of helping others manage and grow wealth, Wei Zhi achieved financial independence at 33. She now helps women see investing as a skill that can begin with education and sensible decisions.
Testimonials reflect participants’ experiences in GritLab Academy programs taught by Deborah and Wei Zhi. Individual experiences vary.
What they will not do:Promise that you will get richPretend investing is risk-freePressure you to invest before you are ready
Questions are part of learning
Questions you may have before registering
You are not expected to know the answers yet. That is why this masterclass exists.
Join us liveSunday, 16 August 20268:00 PM to 9:30 PM MYTLive on Zoom. No replay.
I am not good with numbers. Will I understand this?
Yes. You do not need a finance qualification or any investment background. The class explains the essential ideas in clear, everyday language.
What if I lose my money?
All investments involve risk, including the possibility of losing money. That is why the first step is checking whether you are financially ready and understanding the risks before you invest.
Is RM100 really enough to begin?
Some products and platforms allow small or fractional investments. Actual minimums and costs vary. RM100 is an accessible example, not a guarantee that every investment can be purchased for that amount.
Do I need to watch financial markets every day?
No. This masterclass focuses on long-term investing principles. You will learn why some people choose a diversified approach instead of reacting to every price change.
Can I learn all of this for free online?
Individual pieces of information are available online. The difficult part is knowing what applies to a Malaysian beginner, what order to follow and what risks or costs you may have missed. This class gives you a structured starting point led by two former fund managers.
Will I be offered a paid workshop after the free class?
Yes. At the end of the free masterclass, you may be invited to join an optional paid two-day ETF workshop for women who want deeper, practical guidance. You are not required to join it.
Will there be a replay?
No recording will be provided for the free masterclass. Please set aside the time to join Deborah and Wei Zhi live on Sunday, 16 August 2026 from 8:00 PM to 9:30 PM MYT.
Your savings prove you can start
You Have Already Learned How to Save. Now Learn How to Take Your Next Step.
You do not need to know everything about investing. You do not need thousands of ringgit. You need a clear place to begin.
Join Deborah and Wei Zhi live and learn how The First RM100 Investment Plan can help you move from uncertainty to a confident, informed next step.
Free live masterclass
Her First Investment
Date
Time8:00 PM to 9:30 PM MYT
WhereLive on Zoom
No replay will be provided.